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Whether you call it a chama, VICOBA, stokvel, susu, or savings club — Siefoo replaces your paper ledger with a smart, secure platform. Track savings, manage loans, run meetings, and generate reports — all from your phone.
Built for how savings groups actually work — from VICOBAs to chamas to stokvels.
Track weekly or monthly savings. Multiple share purchases. Automatic running totals. Every contribution accounted for.
Apply for loans from your phone. Interest calculated automatically. Repayment tracking with guarantor records.
Upload any statement — PDF, photo, Excel. AI extracts every transaction instantly. No manual data entry.
Agenda, attendance, resolutions, action items — all captured digitally. Send meeting reminders via SMS.
Balance sheet, income statement, member statements. Print-ready for your annual general meeting.
Upload your constitution in any language. AI reads it and configures all your group rules automatically.
Per member, per month. Start free — upgrade when you're ready.
Billed monthly
Billed annually at $19.99/member/year
No credit card required to start. Try free for 30 days.
Sign up, name your group, pick your currency, and upload your constitution. AI reads it and configures your rules automatically.
Import from Excel or add one by one. Each member gets their own login to check balances and request loans.
Record contributions, approve loans, run meetings. Every transaction creates an automatic audit trail.
Track every contribution, run better meetings, and build trust through transparency.